Who in the heck needs the US Gov, Freddie Mac or Fannie Mae? We need FAMILIES!

Ask any kid of a normal working-class family "What's the hardest part about buying a new house?" Most will say "Coming up with the down payment." And they'd be right.

So here's what we're doing. Laura and I made this offer to Mat and Heather (son-in-law and daughter) when they announced their engagement: You can live with us for three years. You will pay us $700.00 per month. We will put that money in a separate bank account. On month 37, we are going to kick you out, but we will also give you your rent money back, which should be worth about $25,000 at that point. That's 10% of a quarter million dollar house. To date they've already saved nearly $8,000.

That's how my kids are going to get into a house without using Freddie Mac/Fannie Mae or one of these dumba** risky loan types.

More Americans need to think like families again, and solve problems for each other by helping each other, instead of expecting government to bail them out.

I thought I'd share this with you just to let you know that I'm not just ranting because I'm some right-wing neocon unsympathetic psychopathic nut job.